During the term of your single trip or annual multi trip policy we will cover you for up to a maximum of 15 days
A medical excess of £100 applies to each individual activity; and No cover is provided under either the personal accident or personal liability section of the policy, whilst you are undertaking any of the individual activities listed below.
- American football
- Assault course
- Battle re-enactment
- BMX riding
- Breathing observation bubble diving (maximum depth 30 metres)
- Canyoning
- Canyon swinging
- Cascading
- Coasteering
- Fencing
- Flying (Europe only, piloting private or small aircraft or helicopter)
- Glacier walking or trekking (over 2000m but under 5000m, Winter sports cover also required)
- Gliding
- Gorge swinging
- Gorge walking
- Gymnastics (non-competitive)
- Hang-gliding (Europe only)
- Heli-skiing (Winter sports cover also required)
- High diving
- Hiking (on recognised routes between 3000 metres and 5,000 metres).
- Horse jumping (not polo or hunting)
- Hydro speeding
- Kite surfing (over land)
- Luge (dry or concrete)
- Manual work (not in connection with your business, trade or profession and at ground level only, no machinery)
- Martial arts (training only)
- Micro lighting (Europe only)
- Motorcycling over 125cc (not racing, not off-road riding, must hold equivalent UK licence)
- Mountain biking (including downhill racing and off-road riding)
- Mountain boarding
- Ostrich riding or racing
- Parachuting (Europe only, not BASE jumping)
- Paragliding
- Parapenting
- Parasailing (over land or snow)
- Parascending (over land or snow)
- Quad biking
- Rock climbing (not mountaineering)
- Roller derby
- Rugby
- Sand yachting
- Scuba diving (qualified, maximum depth 50 metres - see Note 1 on page 51 of the policy wording)
- Scuba diving (unqualified, maximum depth 30 metres - see Note 1 on page 51 of the policy wording)
- Sea canoeing
- Sea kayaking
- Shark diving (inside cage)
- Sky diving (Europe only)
- Tall-ship crewing
- Trekking (between 3000 metres and 5,000 metres)
- Via ferrata
- White or black water rafting (grades 4 to 6)
- Yachting (racing or crew) outside territorial waters
- Zorbing